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Health Insurance

PTSIR realizes that health insurance continues to become more complicated everyday. The receptionist will verify your payable benefits as quoted by your individual health insurance plan. It is always a good policy for you to verify your coverage also to determine the accuracy of the information provided by your insurance company to PTSIR.

PTSIR Contracted Insurance Carriers

PTSIR participates in and accepts most insurance plans. If you have any questions regarding PTSIR participation in your specific network, please contact one of our offices or the Accounts Receivable department at (708) 335-4028.

Due to the constantly changing managed health care system, this list may not be all inclusive.


  • Aetna U.S. Healthcare HMO, POS, PPO, EPO
  • Aetna HMO, Advocate Orland Square, Advocate South Holland, Advocate Palos Heights, Advocate Orland Park, Advocate Olympia Fields
  • Aetna Medicare
  • Align Network WC
  • Beech Street/Capp Care PPO
  • Blue Cross Blue Shield Blue Advantage PPO
  • Blue Cross Blue Shield Blue Choice
  • Blue Cross Blue Shield City of Chicago PPO
  • Blue Cross Blue Shield PPO
  • Blue Cross Managed Care Network Preferred
  • Corvel WC, Auto, PPO
  • Core IQ WC, Auto, PPO
  • Coventry WC (City of Chicago)
  • Coventry PPO, Auto
  • Dolton Medical
  • First Health (Coventry)
  • Ford Motor Company
  • Galaxy Health Network
  • Great West
  • HealthStar thru PPO Next
  • HealthSpring
  • HealthSpring - Advocate Orland Square, Advocate South Holland, Advocate Palos Heights, Advocate Orland Park, Advocate Olympia Fields
  • HFN - HealthCare's Finest Network
  • HMO Illinois - Advocate Orland Square, Advocate South Holland, Advocate Palos Heights, Advocate Orland Park, Advocate Olympia Fields
  • Humana HMO -Advocate Orland Square, Advocate South Holland, Advocate Palos Heights, Advocate Orland Park, Advocate Olympia Fields
  • Humana Health Plans - ChoiceCare
  • Integrated Health Plan
  • Medicare
  • Multiplan - PPO, Auto
  • PHCS - Private Health Care Systems
  • PPO Next (formerly Health Star & Preferred Health Network) PPO, WC
  • Preferred Plan PPO, WC
  • Prime Health Services, Inc.
  • Private Health Care Systems PPO, POS
  • Three Rivers Provider Network (TRPN)
  • TriCare
  • UnitedHealthcare, HMO, PPO
  • Universal Smart Comp
  • USA Care (Medicare under Preferred Care)
  • Wellcare - Advocate Orland Square, Advocate South Holland, Advocate Palos Heights, Advocate Orland Park, Advocate Olympia Fields

Complete Treatment Program

Due to the changing climate in recent years within the insurance industry, benefits covering physical therapy treatment and time allowed for recovery have been limited, especially for post-operative orthopedic procedures. In many cases, these constraints no longer allow you to complete your prescribed rehabilitation program.

In an effort to bridge the gap between insurance benefits and out of pocket expenses, we have developed Completed Goals, an unlimited attendance program for PTSIR patients. For a flat monthly fee, you get as many treatment sessions as you need each month to complete your rehabilitation plan and achieve full recovery. The only requirement is that you are a current PTSIR patient whose insurance lapses while under our care.